Archive for the ‘Money’ Category

How Low Car Insurance Premiums Help Small Companies

Commercial vehicle insurance and car insurance policies for small business owners is more expensive that traditional coverage. Because of this, many entrepreneurs are continually looking for new ways to reduce their operational expenses. In addition, start-up company owners are extremely busy. They often don’t have enough time to take care of their personal business affairs, let alone look up auto insurance rates on the web. Even still, these business owners stand to save a lot of money by comparing rates online.

Simply put, auto insurance companies hope to attain new customers everyday. By getting comparing auto insurance, you can get low premiums. In order for this to happen, business owners have to make an effort to get as many different quotes as possible. You can visit the official website of one car insurance company to find out what their rates are, or you can head over to an auto insurance quote comparison portal to get several rates at once.

If you want to make the most of your available time you will quickly locate an online car insurance rate comparison search engine that gives the fastest and most accurate quotes. You might not want to make a decision right now, but you can also save your quotes and reevaluate them at a later time. When you are ready to crunch the numbers, you can look up your quotes again and select the car insurance company that offers the best price. Remember that you can compare car insurance rates again and again until you are completely satisfied with your premiums. Once you start to make a habit out of checking out car insurance rates on the web, you will find it to be difficult to stop. Research commercial vehicle car insurance rates today so that you can instantly save money on your premiums.

Why Consumers Depend On Businesses That Accept Credit Card Payments

Every business owner has to worry about operational costs. In order to keep your profit margins high it is imperative to look for new ways to reduce the fees, bills and changes that you are required to pay your vendors, suppliers and credit card merchant. Credit card processing services are great for businesses that conduct a large number of transactions. Not only does working with a credit card processor help companies to save time it also protects them from costly charge backs. Unfortunately, some of these processors have begun to charge exorbitant fees citing an increase in fraud and inflation. When you first signed a contract with your credit card processor you may have been able to qualify for the lowest fees available, however, as your business began to grow it is likely that you saw your fees increase as well.

If you have noticed that your credit card processing equipment is constantly down or it takes a long time your transactions to go through, you may be losing out on more business than you think. Consumers that are unable to purchase their goods and services within a reasonable amount of time will ultimately start to look to your competitors. Since the number of sales that you make directly benefits your credit card processor it should be easy for you to update your equipment. In fact, if your your contract does not allow you to upgrade your equipment automatically then you will have to spend hundreds of dollars on essential business equipment every few years.

The fact is, consumers expect to have the option to pay for their goods with credit cards. Now that fewer companies are taking personal checks you will need to provide your customers with other ways to make purchases, besides cash. Whether you process the majority of your sales online or you run a brick and mortar business, credit card fees are taking a toll on your profits. This is why you should use a merchant account comparison service that will let you know how much your fees will be upfront. There is nothing worse than making a record number of sales only to find that you will have to pay high credit card processing fees. Not only will comparing merchants give you more options you can also select the company that will provide you with the best terms. Go into a month to month servicing agreement or save even more on credit card processing fees by signing a long-term contract.

Mortgage rates are low. So are approval rates

Mortgage interest rates are already flirting with record lows and the Federal Reserve’s move to buy up government debt will send those rates even lower. But it doesn’t look like it will get any easier for borrowers – even those with good credit.

AIG sends bonus list to Cuomo

Under pressure, American International Group sent the New York attorney general’s office a list of employees who received bonuses, according to a statement released Thursday.

Fed could slow bank recovery

The Federal Reserve’s latest program to buy massive amounts of government debt could provide a helping hand to the economy – but not so much for bankers.img src=”” height=”1″ width=”1″/